AN ALTERNATIVE TO HEALTH INSURANCE
Can't Afford Your Insurance Anymore?
Healthcare Sharing Programs. An alternative to health insurance. Often 30–50% lower monthly costs.
Check if this could work for you
First, what age range are you in?
Takes about 60 seconds. No obligation.
There's a better way.
If your insurance went from barely affordable to impossible this year, you're not alone.
Healthcare sharing already works for more than 1.2 million Americans.
What is Healthcare Sharing?
Simply put, healthcare sharing is a community where members help pay each other's medical expenses. It's not insurance.
It is structured and administered, with medical bills reviewed under clear guidelines. Members do not pay large bills upfront and hope to be reimbursed later.
How it works:
- - Members make monthly contributions
- - Contributions help pay eligible medical expenses
- - Often 30–50% lower monthly costs
Yes, we have to say this.
No, it's not insurance. We're legally required to tell you that, and we're happy to.
Because that's actually the point. Healthcare sharing works differently, which is why the monthly cost is often lower.
Healthcare sharing has been around for decades and is recognized as ACA-exempt. More than 1.2 million Americans already use it.
Questions?
No. While healthcare sharing has biblical roots, members come from various faith backgrounds. You just need to agree with basic principles about helping others and healthy living. No denomination or church membership required.
You visit your doctor and present your member ID. Bills are submitted for review, eligibility is determined, and sharing is completed from the community pool. You and your provider both get an Explanation of Sharing.
Honest trade-offs: pre-existing conditions have waiting periods, and some elective procedures aren't shareable. But for most medical needs, you get quality healthcare at significantly lower cost without network restrictions or referral hoops.
What happens next
- • You'll talk to a real person, not a call center
- • We'll ask a few questions to see if healthcare sharing fits your situation
- • If it's not a fit, we'll tell you honestly
- • No pressure. No obligation.